Subject: agreement for 6275
Date: Mon, 24 Jan 2005 15:42:09 -0700

I reviewed your data and your motrgage  percent is very high, therefore
you are currently overpaying up to thousands annually.

Based on your info, we can  a pprove  you at 3.6 without any paperwork.

Please start here today:
http://www.toolto.com/

Have a good day!

Best regards,
Delmer Hancock














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